Management Team

Management Team

The talented and devoted workforce that has kept the wheels and gears of our company moving for the over 38 Years consists of

Mr. Isaac Mwige

Managing Director

Isaac Mwige is a distinguished banker with a career spanning over 22 years having served in both local and international banks in Africa including Standard Chartered Bank, Ghana, Standard Chartered Bank, Kenya, Equity Bank, and the United Bank for Africa (UBA). He has extensive experience in strategy formulation & execution, relationship management, project championship, risk management & business development. Isaac has repeatedly produced revenues and growth for the financial institutions in which he has worked. He has hands-on experience in leading and motivating teams.

Isaac holds a Masters’ Degree in International Business Administration from the United States International University (USIU-Africa) and a Bachelor of Business Administration from the University of Eastern Africa, Baraton.

In his current role, Isaac is responsible for leading the development and execution of the MEB’s long-term strategy.

Fred Chumo

Head of Governance

Fred Chumo has 12 years’ experience in Banking, Corporate Governance, Regulatory Compliance, Change Management, Corporate Strategy Development & Implementation, Organizational & Project Management, Fund Raising, Contract Negotiation & Management, Corporate Law, Commercial Law, Civil Litigation, Arbitration, Mediation, Debt Recovery, Business Development, Relationship Management and Risk Management. Before his current role, Fred was a Risk Manager at the African Export-Import Bank, Egypt. Before this, he was the Head of Legal & Company Secretary at the United Bank for Africa (UBA) and at the Kingdom Bank. He has also held other Senior Management positions at other banks in Kenya.

Fred holds a Master of Laws in International Commercial Law and Practice, University of Edinburgh (UK), a Master of Business Administration in Strategic Management, Daystar University and a Bachelor of Laws, Moi University. Fred also holds a Diploma in Law and a Diploma in Human Resource Management.

Fred is a Certified Secretary, CS(K), an Advocate of the High Court of Kenya, a Member of the Law Society of Kenya, a Member of the East Africa Law Society, a Member of the Institute of Certified Secretaries of Kenya and a Member of the Chartered Institute of Arbitrators, London.

In his current role, Fred is responsible for coordinating the assurance & governance functions of the Bank.

Mary Gitahi

Head of Internal Audit

Mary Gitahi has extensive experience in banking and financial accounting of over 25 years. Before her current role, Mary was the Head of Finance for the Bank for over 13 years. Previously, she was the Group Head of Internal Audit at Unga Group and Audit Senior at KPMG East Africa.   

Mary holds a Master of Business Administration in Finance, United States International University (USIU-Africa) and a Bachelor of Commerce in Accounting, University of Nairobi.

Mary is a Certified Public Accountant, CPA(K) and a member of the Institute of Certified Public Accountants of Kenya (ICPAK). She is also a Certified Secretary, CS(K) and a Certified Information Systems Auditor (CISA).

In her current role, Mary provides an independent appraisal and consulting function by evaluating the Bank’s internal control structures and providing analyses, recommendations, counsel and information to the Board and members of staff concerning the adequacy and effectiveness of such structures.

Cindy Andere Mbela

Head of Corporate

Cindy A. Mbela is a seasoned banker with over 19 years’ experience having worked in Local, Regional and International Banks including I&M Bank, Standard Chartered Bank, Equity Bank, and the United Bank for Africa (UBA). She has a great wealth of expertise in Portfolio Management & Reporting, Relationship Management, Credit Risk Analysis, Business Development and Deal structuring.

Cindy has attended several professional courses in banking and finance both locally and internationally.

Cindy holds a bachelor’s degree in Economics and Sociology from the University of Nairobi.


In her current role, Cindy is responsible for design and implementation of the Bank’s corporate business strategic plan, effective management of the corporate business function and activities in a manner that ensures profitability, prudent growth and development.

Joseph Ndwiga

Head of Institutional Banking and Liabilities

Joseph Ndwiga has over 15 years’ experience in Institutional and Investment Banking. Before his current role, Joseph was the Head of Liabilities and Institutional Banking at the United Bank for Africa (UBA). He also held similar roles at Kingdom bank, Kenya Women Finance Trust (KWFT) and ABSA Kenya.

Joseph holds a Master of Business Administration in Finance and a Bachelor of Applied Mathematics, both from the University of Nairobi. He is an MCSE (Microsoft Certified Systems Engineer) certification holder and is currently pursuing CFA certification.

In his current role, Joseph is responsible for business development, customer service & banking solutions for public sector organisations, diplomatic missions, SACCOS, NGOs, faith-based organisations, insurance companies, educational institutions, and others.

Edith Omolo

Head of Risk & Compliance

Edith Omolo has over 20 years of banking experience encompassing Risk and Compliance, Banking Operations, Regulatory Compliance, Finance, Anti-Money Laundering and Counter Terrorism Financing (AML/CFT), Project Management, Human Resource Management and Administration. 

Edith holds a Master of Business Administration in HR from the University of Nairobi & a Bachelor of Arts Degree from Moi University, Diploma in Banking (Part 1) and has attended various professional courses on AML/CFT and Sustainable Finance.

Edith is a Risk Certified Professional (Global Association of Risk Professionals & Africa Risk Institute).

In her current role, Edith has oversight over the risk management & compliance management activities of the Bank and is the Bank’s Money Laundering Reporting Officer.

Edith is a member of the Global Association of Risk Professionals (GARP) and Compliance Society of Kenya (CSK).


Elizabeth Ongare

Head of Credit

Elizabeth Ong’are is an experienced credit risk professional with over 20 years of banking experience.

Elizabeth holds a Diploma in IT and is currently pursuing a Diploma in Banking & Finance

Elizabeth is a member of the Kenya Institute of Bankers.

In her current role, Elizabeth oversees the Credit Department handling Credit Risk Analysis, Credit Administration, Credit Operations, & Portfolio Management.

Garfield Settim

Head of ICT

Garfield Settim has extensive experience (over 21 years) in delivering and operating shared IT services and infrastructure in diverse industries including Banking, Manufacturing, and the FMCG sectors. Before joining the Bank, Garfield was the ICT Manager Tiger Haco Brands (E.A.). Previously, he held Senior Management roles in ICT at the Transnational Bank (now Access Bank).

Garfield holds a Master of Science in Information Systems & Technology from the United States International University (USIU-Africa), and a bachelor’s degree in Information Technology from Kenyatta University. He is a Certified Information Systems Auditor - CISA and a member of the Information Systems Audit and Control Association (ISACA).

In his current role, Garfield leads and directs the provision and delivery of ICT Services throughout the Bank in alignment with the Bank’s overall strategy whilst considering ICT market developments & emerging risks.

Jackline Maruria Muchangi

Head of Treasury

Jackline Muchangi is a seasoned banker with over 17 years’ experience having worked in Local, Regional and International Banks including Equity Bank, Bank Of Africa Kenya and the Dubai Islamic Bank. She has a great wealth of expertise in Treasury services and Financial Institutions.

Jackline has attended several professional courses in banking and finance both locally and internationally.

Jackline holds a master’s degree in Strategic Management and a Bachelor of Science degree in Finance from the United States International University-Kenya.

In her current role, Jackline is responsible for Global Markets Trading and Asset Liability Management functions of the banks’ Balance sheet and management of the Financial Institutions function in a manner that ensures nurturing of its Institutional partners, inherent balance sheet risks are mitigated, and revenues enhanced.